BankMate – Overview
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BankMate is a powerful, dependable, scalable, integrated e-banking
system that meets the deployment requirements in traditional and non-traditional
banking environments.Using leading edge channel interface technology,
BankMate communicates with any touch
point to provide full access to fulfill the anytime, anywhere paradigm.A very
strong back-office system, BankMate provides a full-scale solution for
virtual as well as conventional banking deployment.Our channel interfaces are
the result of alliances with strategic business partners who are leaders in
their respective fields to provide a fully integrated automated multi-channel,
customer-centric banking solution. BankMate runs on IBM iSeries platforms.
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A Full Scale Banking Solution
BankMate provides unparalleled customer service with full-scale solutions
in the following banking business areas:
- General Ledger, Financial and Regulatory Reporting
- Customer Relationship Management
- Treasury and Capital Markets
- Commercial and Corporate Lending/Risk Management
- Customer Retail Services
- Private and Corporate Banking
- Correspondent Bank Services
- Trade Finance
- Electronic Fund Transfers
- Administrative Services
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Core Banking Services
The following is a list of the more popular application modules in a standard BankMate system.
Base System
- General Ledger
- Customer Information File (CIF)
- System Profile
- System Security
Administrative Services
- Fixed Asset/Inventory Management
- Income/Expense Amortization Management
- Asset/Liability Management
- Budgeting
- Cost Accounting
- Official/Expense Checks
- Electronic Memo System
- Data Import/Export Utility
Correspondent Services/Retail/Private Banking
- Demand Deposit Accounts & Savings
- Time Deposits
- Due From Banks/Due to Banks
- Check Processing and Clearing Services
- Automated Item Processing
- Check Reconciliation
- Checkbook Management
- Stop Payment Orders
- Checks on Collection
- Sweep Accounting
- Teller System
- ACH
- Account Analysis
- Fiduciary Contracts
Commercial Lending/Advances
- Credit Profile
- Line and Commitment Management
- Global Risk Management
- Cluster Analysis
- Commercial/Consumer Loans
- Discounted Loans
- Time Loans
- Participations
- Non-Performing Loans
Treasury
- Fed Funds/Money Market Investments
- Foreign Exchange
- Securities Portfolio Management
- Debt Management
- Future Rate Agreements
- Stock Management
- Safekeeping
- Interest Rate Swaps
- Repurchase and Resale Agreements
Trade Finance
- Letters of Credit (Import & Export)
- Standby Letters of Credit
- Letters of Guarantee
- Bankers Acceptances (Bought & Sold)
- Collections
- Reimbursements
Electronic Funds Transfer (EFT) Interfaces
- Telex/Facsimile Interface
- SWIFT Interface
- Fed Wire Interface
- LVTS Interface (in Canada)
- Proprietary Interfaces With Money Center Banks’ Cash Management Systems
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Integration to Channel Applications
BankMate allows the banks’ customers and potential customers to be in contact
with the bank via any of the following delivery channels:
- Internet via a Web site
- Internet via e-mail
- Telephone
- Call Centers with CRM support
- Wireless devices
- ATM and POS terminals
- Unmanned branches and kiosks
- Manned branches and point of sales
- Facsimile
- Regular mail
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